Turning Dormant Judgments Into Real Revenue

FB Credit Services delivers end‑to‑end judgment execution services for debt buyers, creditors, and law firms seeking to recover value from dormant or non‑performing judgments. We invest in the data, manage the full waterfall process, verify asset opportunities, and deliver garnishment‑ready results-providing a fully managed path to new revenue.

You focus on your clients. We convert judgments into cash‑flowing assets.

Strategic. Accurate. Fully Managed.

Why Leading Creditors & Law Firms Choose FB Credit Services

Most organizations lack the bandwidth, infrastructure, or data science capability required to extract value from dormant judgments.

FB Credit Services provides a complete, fully managed workflow that eliminates the operational friction typically involved in judgment recovery. Instead of raw hits or fragmented vendor results, clients receive a streamlined, strategic service that includes verified garnishable asset identification, multi-phase data review, and the preparation of clean, execution-ready information. This allows law firms, debt buyers, and creditors to stay focused on their core business while we manage the complexities of judgment execution.

A Complete Judgment Execution Partner

How We Create Value

We front the investment in data and use a structured, high‑precision workflow to uncover opportunities that other providers miss.

Our process is built on precision and depth. We begin with comprehensive data ingestion and review, follow it with structured unverified and verified data cycles, validate each judgment, and prepare execution-ready materials that integrate directly into your system. Every stage is handled internally, ensuring quality control, continuity, and accuracy.

No raw hits. No noise. No wasted time.

Learn more about our process

Precision Through Multi‑Phase Verification

The Waterfall Advantage

Our proprietary waterfall approach is designed to optimize hit rates and reduce noise:

Initial data ingestion & judgment review

Unverified hit waterfall (multiple vendors)

Filtering & quality scoring

Verified data waterfall (employer, bank, and asset hits)

Agent & service‑point validation

Icon representing garnishment-ready legal services.

Garnishment‑ready package generation

Delivery into your print queue or workflow

Each phase improves accuracy and eliminates non‑actionable results-ensuring that every account you receive is viable for execution.

A Team Built on Experience, Precision, and Judgment Knowledge

Expertise You Can Trust

At the core of FB Credit Services is a team with decades of combined experience in judgment recovery, legal operations, asset investigation, and data-driven execution workflows. Our leadership has managed high-volume judgment portfolios inside national law firms and creditor organizations, giving us intimate knowledge of what it takes to turn dormant judgments into real performance.

The strength of FB Credit Services is the strength of its people. Their expertise, consistency, and precision are what allow us to deliver results that law firms, creditors, and debt buyers can trust.

About our team

Designed to Support Your Existing Operations

Built for Law Firms, Creditors, and Debt Buyers

Whether you represent a national creditor or manage a high‑volume collection practice, FB Credit Services is built to align with your workflow.

Whether working with a national creditor, a high-volume debt buyer, or a law firm managing thousands of dormant judgments, our service is designed to fit seamlessly into existing operations. Law firms benefit from keeping judgments in-house rather than risking recalls. Creditors gain access to a proven execution engine without the cost of additional staff or technology. Debt buyers unlock value from assets that would otherwise remain dormant.

The structure is simple: we create opportunity, and your team acts on it without additional overhead.

FAQs

Frequently Asked Questions

These frequently asked questions provide clarity on our approach to judgment execution and what partners can expect when working with FB Credit Services.

What types of judgments do you support?

We support consumer, commercial, and subrogation‑related judgments for law firms, debt buyers, and creditors nationwide.

Do you charge per hit or per data record?

No. We use a performance‑based revenue structure that is cost‑neutral for clients.

Do you guarantee recovery results?

We do not guarantee outcomes. We monitor judgment account portfolios and we provide verified, garnishable opportunities that improve execution success.

Do you replace the law firm in the execution process?

No. We support, but never replace, attorneys. All legal execution is performed through licensed counsel.

Schedule a Consultation

Take the first step toward activating dormant judgments and improving recovery performance.